MEMORANDUM NO. 2025-01

Edition note: This is the original memorandum of 27 February 2025. Read its notice and signage instructions with later PDIC issuances. Regulatory Issuance No. 2025-01 sets the revised advertising and signage rules. Bulletin No. 2026-02 requires the new physical decals and standees from 15 April 2026. Bulletin No. 2026-06, dated 28 September 2026, directs banks to stop displaying the printed decals and the Notice to Depositors prescribed by this memorandum. The memorandum and notice below are kept as historical text; this page is not a complete PDIC compliance guide.

TO : ALL BANKS

SUBJECT : Increase in PDIC Maximum Deposit Insurance Coverage

Effective 15 March 2025, the Maximum Deposit Insurance Coverage provided by the Philippine Deposit Insurance Corporation (PDIC) is increased to One Million Pesos (P1,000,000.00) per depositor, per bank.

Banks are enjoined to download the new Official PDIC Digital Decal from the link below starting 28 February 2025. Upon effectivity of the new MDIC, banks shall prominently display the new Official PDIC Digital Decal in its official website, official social media pages, digital channels, mobile applications, ATMs and other similar machines, and include in its general advertisements and advertisement of deposit products the new Insurance Statement: “Deposits are insured by PDIC up to P1 Million per depositor.”

Banks are likewise enjoined to display the attached Notice to Depositors on the new MDIC in place of the old decals and standees.

For guidance and strict compliance.

(Sgd.) ROBERTO B. TAN

President and CEO

27 February 2025

Download the New Official PDIC Digital Decal

NOTICE TO DEPOSITORS

Effective 15 March 2025, the Maximum Deposit Insurance Coverage provided by the Philippine Deposit Insurance Corporation (PDIC) is increased to One Million Pesos (P1,000,000.00) per depositor, per bank.

Deposits are insured up to

PDIC

Bank deposit mo, protektado!

P1 Million per depositor